Healthcare cost is the most expensive line item enterprise leaders cannot forecast. Continuous workforce metabolic signals exist long before they appear as claims. Metra converts those signals into a thirty, sixty, and ninety day forecast of cost exposure, the leading indicator that finance, human resources, and benefits leadership have never had against the metabolic syndrome cluster that produces most of the spend — type two diabetes, hypertension, nonalcoholic fatty liver disease, obesity, and coronary heart disease.
Each pillar below is a dedicated page. Read the one that matches your seat at the table, or read them in order.
Healthcare cost is the second or third largest operating expense in most enterprises. It is also the only one without a forecast model. The reasons are structural, and they are now resolvable.
A new category. The missing layer between continuous workforce behavior and the healthcare cost line. Operates with the same forward looking discipline as every other financial planning function.
Five published doctrine briefs on the retrospective claims model, carrier forecasting, governance, the information asymmetry, and the evolution of the benefits broker. Published with full assumption disclosure.
A financial intelligence layer, not a wellness benefit. The first platform that lets the enterprise forecast, model, and influence healthcare cost before it reaches the income statement.
Healthcare is a four and a half trillion dollar market in the United States alone. The employer sponsored segment has never had a forecasting layer. Metra is building that layer.
Individuals can use Metra directly, alongside the enterprise deployment or independent of it. The metabolic quiz is free. The full app is open for individual sign up.
A short, free quiz that returns a preliminary metabolic snapshot and the components of the METRA Score that the platform builds on. The fastest way to see what Metra is doing.
Enterprise briefings, broker and partner inquiries, investor and media requests, research collaboration, and general questions. Every message is read and routed by our team.
Metra gives chief financial officers, chief human resources officers, total rewards leaders, and the brokers and consultants who advise them, the leading indicator layer they have never had. And the ninety day window in which to intervene before risk becomes a claim.