Build the record
Develop employer-owned evidence alongside benefits, affordability, and intervention choices.
Fully insured / leverage
The carrier has a view of your future. Bring forward evidence of your own.
Metra helps employers build a bounded record of measured movement among contributing participants while intervention and affordability decisions are still being made. Inputs are self-reported and not necessarily workforce-representative. At renewal, use the record to ask how carrier assumptions reconcile with participant evidence.
Fully insured / leverage
Build leverage before terms harden.
Ask better questions
Compare carrier assumptions with measured movement among contributing participants without treating either as conclusive alone; the inputs are self-reported and not necessarily workforce-representative.
Separate source
Claims remain a financial record; Metra does not replace it.
No pricing claim
Metra does not predict carrier pricing or guarantee a premium reduction.
Fully insured briefs
Finance → Total Rewards → Procurement → People leadership → Enterprise leadership → Brokers →Supplied overview PDFs contain an attestation statement. Consult the current version-specific public attestation record. The current public v1.1 status is open for attestation; the demo signer is not a live attestation.